Comprehensive Medical Insurance for International Students is targeted for all international scholarship students and self-supported students who successfully registered for each semester in regulated time. The insurance covers outpatient service, emergency treatment, inpatient treatment and accidental injury medical treatment. For further concerns, please call 24-hour hotline 4008105119, or contact 010-67185217 for details. 

*Procedures for Claiming for Out-of-patient Service

1.Getting treatment

Students should go to a standard public hospital in mainland China to get medical treatment. The procedures are: register at hospital – pay fees – collect medicine – contact insurance company directly for claiming.

 

2.Claim Limit

For Chinese government scholarship students, if medical treatment fee is under 650 RMB per year, students will have to pay by themselves; the insurance company will cover 85% of the extra part over 650RMB.

For self-supported students, if medical treatment fee is under 2000 RMB per year, students will have to pay by themselves; the insurance company will cover 85% of the extra part over 2000RMB.

Total amount of the receipts per day is 600RMB maximum, and the total amount of receipts in every insured period is limited to 20000RMB. 

 

3. Required Documents:

(1) Original receipts

(2) Medical record book (time on the receipt should be in accordance with the time on the medical record book)

(3) Photocopy of passport page with the expiration date

(4) Bank account information (List of detailed bank record, including name of the bank, bank account name, account number)

 

4.Students mail all the above required documents to the following address. The address should be written in Chinese:

北京市朝陽區(qū)東三路環中路55号富麗(lì)雙子座B座303室

 

*Procedures for Claiming for In-patient Service

Choice A: Paying by yourself in advance and claiming reimbursement afterwards

1. Procedures  

Students should go to a standard public hospital in mainland China to get inpatient service. The procedures are:

1) register at hospital

2) pay all inpatient service fees by yourself

3) contact insurance company for reimbursement after treatment.

2. Required documents for reimbursement after treatment as follows:

1) Original receipts from the hospital

2) The detailed list of fees

3) Discharge abstract and medical record

4) Photocopy of passport page with the expiration date

5)Bank account information (List of detailed bank record, including name of the bank, bank account name, account number)

3. Reimbursed money will be transferred to your bank account directly one month later.

 

Choice B: Insurance company help you pay in advance

1.  Procedures:

1) Students register in hospital and receive an inpatient treatment notice firstly

2) Students contact insurance company and have insurance company determine if they can help students pay in advance –

3) Students pay deposit to the hospital

4) Students receive inpatient treatment

2.  Important notes

1)There are only two designated hospitals in Wuhan in which insurance company is able to help students pay in advance. They are:

   People's Hospital of Hubei Province of Wuhan University (No.99, Zhangzhidong Road, Wuchang District)

  

   Tongji Hospital of Huazhong University of Science and Technology (Hangkong Road, Hankou District)

 

2) Before students receive inpatient service, students need to pay 10% of total inpatient fee as a deposit. Otherwise, students will not be able to receive inpatient services

3)Inpatient treatment notice from the hospital and medical record from outpatient service should be provided to the insurance company firstly, so that the company can decide whether they can pay for the students or not. Contact number for insurance company is 4008105119, or 010-67185217.

4)Students can also seek help from the International Students Office for further concerns.

                        

                                                 來(lái)華留學生(shēng)綜合醫(yī)療保險

來(lái)華留學生(shēng)綜合醫(yī)療保險是針對在我校每學期按時(shí)完成報到注冊的外國留學生(shēng)獎學金生(shēng)及自費生(shēng)。保險範圍為(wèi)門(mén)診、急診、住院治療及意外傷害治療。如遇任何醫(yī)療咨詢，請(qǐng)撥打24小(xiǎo)時(shí)服務熱線4008105119，或者撥打010-67185217咨詢。

一、門(mén)診理(lǐ)賠程序

1．接受治療

      1)學生(shēng)需在中國大(dà)陸公立醫(yī)院就診，

      2)門(mén)診治療程序為(wèi)：挂号就診—繳費—拿(ná)藥—咨詢保險公司尋求理(lǐ)賠  

2．理(lǐ)賠限額

      因疾病進行(xíng)門(mén)診、急診治療所發生(shēng)的合理(lǐ)醫(yī)療費用，中國政府獎學金生(shēng)每個(gè)保險期限內(nèi)累計(jì)支付650元以上(shàng),自費留學生(shēng)每個(gè)保險期限內(nèi)累計(jì)支付2000元以上(shàng)的部分，保險公司将按照85%的比例賠付。當日消費限額為(wèi)600元, 每個(gè)保險期內(nèi)總消費限額為(wèi)20000元。

3．理(lǐ)賠所需提供材料

      1)收費收據原件

      2)門(mén)診病曆(收據時(shí)間(jiān)和(hé)病曆記錄時(shí)間(jiān)一緻)

      3)護照有效期頁複印件

      4)銀行(xíng)賬戶信息(銀行(xíng)打印清單，所需信息包括：開(kāi)戶名、開(kāi)戶行(xíng)、賬号)

4. 學生(shēng)自行(xíng)将材料郵寄至下列地址

    北京市朝陽區(qū)東三路環中路55号富麗(lì)雙子座B座303室 

二、住院理(lǐ)賠程序

 

*形式一：先住院，後報銷

1.  治療

     學生(shēng)需在中國大(dà)陸公立醫(yī)院就診，程序為(wèi)：挂号就診—自己交付所有住院費用—出院後咨詢保險公司理(lǐ)賠

2．需要提供如下材料

      1)醫(yī)院開(kāi)據的原始收據

      2)相關費用的明(míng)細清單

      3)出院小(xiǎo)結和(hé)病曆

      4)護照有效期頁複印件

      5)銀行(xíng)賬戶信息(銀行(xíng)打印清單，所需信息包括：開(kāi)戶名、開(kāi)戶行(xíng)、賬号）

3、報銷費用由保險公司直接彙入你(nǐ)的賬戶，預計(jì)一個(gè)月後到賬

 

*形式二：保險公司墊付

1．墊付程序

      醫(yī)院開(kāi)具住院單 - 學生(shēng)咨詢保險公司尋求墊付 – 學生(shēng)向醫(yī)院交付押金 - 住院治療

2． 墊付要求

      1) 武漢市僅有兩所保險公司指定的定點醫(yī)院可(kě)以提供墊付，分别為(wèi):

          武漢大(dà)學湖(hú)北省人(rén)民醫(yī)院（武昌區(qū)之洞路99号）

          華中科技(jì)大(dà)學同濟醫(yī)院（漢口航空(kōng)路）

      2) 學生(shēng)住院前，必須先向醫(yī)院交付住院治療費用10%的押金

      3) 必須事先向保險公司提供門(mén)診病曆和(hé)醫(yī)院開(kāi)據的住院單，以便保險公司确認是否能夠墊付。保險公司電(diàn)話(huà)：4008105119，或者010-67185217

      4) 可(kě)聯系留學生(shēng)辦公室老師(shī)幫助咨詢保險公司